.
DOES ANYONE KNOW WHY SOME PEOPLE WHO HAVE FLOOD & HOMEOWNERS INS. ARE GETTING FEMA GRANTS (DEPOSITEDD INTO THEIR BANK ACCOUNTS AND OTHERS ARE NOT. IT APPEARS TO BE RANDDOM. I'M ANNOYED.
Carole Lee Brooks-feig November 27, 2012 at 04:59 PM
R u talking about the 3,000.00 + that was sent to people who were displaced or something else?
KERA FEELEY November 27, 2012 at 09:02 PM
I'm talking about people who were displaced or told their house was unhabitable.
Bill Carls November 28, 2012 at 09:35 AM
Flood insurance doesn't offer Additional Living Expense and homeowners insurance will not pay out on that coverage because the homes are uninhabitable due to flooding, which is always excluded under homeowners insurance.
Seashell November 28, 2012 at 12:48 PM
Flood insurance also isnt' going to necessarily cover everything. And if people have insurance they have paid DEARLY for it. That should not exclude them from FEMA living expenses. THe issue isn't why the insured ( anecdotal) are getting it and others aren't. The issue is why isn't EVERYONE who applied not getting it??
KERA FEELEY November 28, 2012 at 01:08 PM
I agree that everyone that has flood and homeowners insurance and have homes that are uninhabitable should receive the same reimbursement. Unfortunately, that doesn't seem to be the case. It appears that FEMA is randomly selecting who does or doesn't get reimbursement. My father who is 94 hasn't received one penny and he has lived in his house for weeks. I just don't see any eqauity!
Wendy Oborne November 28, 2012 at 02:26 PM
My family has been displaced, and we just got a FEMA rejection letter declining our request for the housing assistance $3,100 grant because we are insured. However our policy has no Loss of Use coverage and we are paying out of pocket to live elsewhere while most everybody else I know in LB had the $3,100 wired directly into their accounts shortly after registering with FEMA even though they are insured as well. Everyone at FEMA I've spoken with - face-to-face at the ice rink and on the phone - has been very nice, but clueless as to why the grant distribution has been so arbitrary and inconsistent. I faxed an appeals letter to FEMA yesterday and cc'd Senators Gillibrand and Schumer. It is unconscionable that while dealing with the ruins of our homes and community we are forced to jump through hoops to get assistance that we legitimately need.
KERA FEELEY November 28, 2012 at 02:42 PM
Wendy we are in the same boat. I asked fema for the criteria they use to awaed the people $3,100 and they simply repliedit is on an individual basis! Seems to me that it is arbitrary and capricious! It is also shameful!! Guess it is time to start fighting.
Wendy Oborne November 30, 2012 at 11:52 AM
Kera: Please contact Senator Gillibrand's office to get some help for your father. You can fax over a letter to her casework staff at 866-824-6340. Go on her website at gillibrand.senate.gov as well for additional information. This morning I received a call from her office responding to my appeal faxed to her two days ago in which I requested assistance in obtaining FEMA help, specifically the $3,100 housing assistance grant. It remains to be seen whether the Senator's staff will be successful, however they are on the case and my voice has been heard.
KERA FEELEY November 30, 2012 at 12:37 PM
Wendy,
KERA FEELEY November 30, 2012 at 12:38 PM
Thank you, I will do that today! This absolutely ludicrous.

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