.

How is that help after Hurricane Sandy going for you all?

After Hurricane Sandy hit Long Beach, we sustained substantial structural damage to our house and our business was obliterated in this once beautiful beach community.  Our town officials were nowhere to be found in the aftermath (they must have been hiding in their overtime holes)

The federal government’s “so called” flood insurance plan is a joke!  There seems to be so much red tape to get anything of worth out of it!  After years of paying high premiums, they shouldn’t be nickel and diming repairs (although the premiums do include replacement of a dumbwaiter).  I’ll be sure to get one of those next time as maybe the process would go faster! 

We as many are good, honest citizens who pay our taxes & bills, yet we were turned down for both personal and business SBA loans.  Not to mention the fact that the paperwork is ridiculous and you have to be both an accountant and a lawyer at the same time to be able to fill out the forms.  When we went to the Ice Arena to get help from the SBA, they had neither computers nor printers (ridiculous in this day and age) and we were told that we should fill it out on line.  Marvelous idea when the whole town didn’t have any power!

There seems to be plenty of paperwork out there from FEMA about the marvelous loans/grants and everything that can be had – but no one seems to qualify for any of it.

Forget about building seawalls in the ocean, the officials need to look to Amsterdam and see how it’s done for their waterways to block the water from the bay!  Aren’t there any “smart” people in these positions to see that we need to be able to block the bay from overflowing????

On a last note, I would like to thank the ordinary people who volunteered their time to make hot meals for us all (Knights of Columbus) and the people that drove up and down the streets with supplies as well as those who walked block after block to offer supplies to us in bright colored wagons.  We thank you for helping us out when our city officials and government didn’t.

I hope when we rebuild this town, it will be made up of ordinary people who are truly extraordinary.

Yet again I am “sick of it all!”.
paul.d.spellman December 14, 2012 at 09:06 AM
Julie, I am one of the most critical people I know concerning the job government does, but in this case you are wrong. Our town,state and federal officials have done an incredible job restoring some semblance of life to our town. At the prodding of the government, electricity service was available to almost 100% of houses within 14 days. Schools were open ~15days after the storm. Thousands of tons of materials have been removed from the streets. Not everyone is back at 100% but the government has done a wonderful job allowing residents to get back in their houses and resume a normal life. Flood Insurance? when we purchased our house our insurance agent was asked questions and provided us with information about what flood and homeowner's covers and doesn't. Yes it does cover dumbwaiters but it also covers furnaces, hot water heaters and electrical panels(I am certain you will get them the next time). All of this we knew when we signed up for the flood insurance. I too am a good, honest citizens who pay our taxes & bills, yet when I applied for a mortgae to purchase my condo on the upper east side, the bank turned me down. Did the SBA give any reason for turning you down for your personal or business loan? The personal loan process was somewhat simple to complete and took very little time. I cannot speak about the business side of SBA, but I would hope it is a rigorous process so money is not just given to businesses with no hope of ever seeing it return. You are right about seawalls, we should forget them and do like Amsterdam does and build dikes.
paul apfel December 14, 2012 at 09:58 AM
Any recent news re beach/boardwalk clean up improvements? Just to put this in a tiny bit of personal perspective, after being homeless for a month I had to have emergency quadrupal bypass surgery in Manhattan on Nov 30.
annoyed December 14, 2012 at 02:07 PM
Paul, No one is given money to runaway with. these are loans with interest. No, free ride
paul.d.spellman December 14, 2012 at 02:14 PM
Annoyed, I agree with you, if the SBA feels a person or entity will be unable to return the money they should not give out that loan. No free rides.
Tonto Hertzberg December 14, 2012 at 02:38 PM
I think the government did a great job in the aftermath, in large part because they could concentrate on helping the public as opposed to having to stop looters and other savages from raping and robbing others. Thank God we live in an area where the first thing your neighbor did was ask if you needed help rather than try and rip you off.
annoyed December 14, 2012 at 04:31 PM
Funny , I watched my neighbors pull shingles off their house, knock down chimneys and pull of siding to maximize their claims . I see people taking advantage of a bad situation!!!
Tonto Hertzberg December 14, 2012 at 05:10 PM
Annoyed. I think you are full of crap but if not there is a FEMA fraud hotline you should call. Why have your tax dollars stolen?
Jack December 14, 2012 at 08:48 PM
Everything would be better if the LB school board would convene an emergency budget vote to reduce the budget and school taxes so homeowners can pay for repairs to their storm damaged homes.
Tonto Hertzberg December 14, 2012 at 10:29 PM
Now would be a good time to weed out the HUNDREDS of out of district students that are stealing our tax dollars. Lets save a few million the easy way. Utility bills and tax returns from the parents indicating where they live.
Hamburger December 16, 2012 at 09:05 AM
Ima gonna take my FEMA loot and go do the Swingbelly's challenge
Donna Ramirez December 16, 2012 at 12:13 PM
The insurance companies have made my live and most of my neighbors in LB a nightmare. I have been out of my home since the Hurricane. I am tried of getting the run around from insurance companies who talk out of both sides of their mouths. First we were told that deductibles would be waived and now the insurance company r taking the money. Is anyone using a private adjuster or attorney ? Any names? I think my neighbors and myself are in need. Just want someone who is trustworthy and will fight for our rights. Still have to pay our mortgages and insurance, tax even though I won't be back on my home until April/May. I appreciate any good leads. Thanks.
Donna Ramirez December 16, 2012 at 12:19 PM
I am there with you!!! Frustrated, tired, living out of a suitcase, and wondering where our tax money went when there were funds put aside for sea walls and preventing disasters like this . Not to say it would have not caused damage but to this extent??? I wonder!!!

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